Consumer financing for dealers, contractors and retailers

Financing solutions unique to your industry

With attractive terms across a variety of credit approvals including the underserved middle market, we give your customers another reason to say yes and more opportunities for you to boost your margins. Empower your customers to do more with their budgets while creating vibrant environments for their families – at home, outdoors, and on the road.

A safe, reliable water treatment system is an important investment. Take the stress out of your customers’ purchase decisions and close more sales with our fast, friendly, and affordable financing programs for whole house softening, filtration, and drinking water treatment systems.

Consumer financing that helps you rise to the top

Sell your customers what they need. Financing to get the right product isn’t just a smart decision for your customers, it can deliver a real return on their investment. Show them how getting the water treatment system they need can help extend the life of their pipes and appliances, lower their energy bills, and improve their quality of life. You’ll earn more business and your customers will benefit from having the right water treatment system for their home.

Contact us today to learn more about our solutions for your business.

800-234-3663, option 4, ext. 6094

[email protected]

Our flexible financing options can put your customers’ home improvement projects in reach – so a renovation never has to wait.

Our financing program includes:

  • Windows
  • Doors
  • Siding
  • Roofing
  • Interior and exterior remodels
  • Decks and patios
  • Concrete driveways
  • Insulation
  • Landscaping
  • Garages
  • Portable buildings
  • Generators
  • Storm shelters
  • Septic systems
  • Bathroom remodels

Land bigger projects and build your business

As any contractor knows, keeping a home up to today’s standards is worthwhile, but it can be expensive. Making it easy for your customers to get financing for home improvements means they don’t have to choose between hiring you, delaying or prolonging a project, or spending on something that doesn’t provide the same return on their investment. When you work with Aqua to finance your customers’ dream renovations, you can complete the job from start to finish as soon as possible.

Contact us today to learn more about our solutions for your business.

800-234-3663, option 4, ext. 6094

[email protected]

Replacing an HVAC system can be an urgent and unplanned expense for your customers. Put them at ease by offering them the equipment they need, with competitive financing terms.

Our financing program includes:

  • Air conditioners
  • Furnaces
  • Air filtration
  • Energy efficiency products

Simplify your sales process and power your growth

Help your customers upgrade their HVAC system to enhance the value of their home and produce energy savings for years to come. Our quick, easy, and affordable financing grows your bottom line and your value to your customers.

Contact us today to learn more about our solutions for your business.

800-234-3663, option 4, ext. 6094

[email protected]

Show your customers just how convenient it is to work with you to finance a pool or hot tub. With our flexible financing solutions, your customers will be planning their next pool party in no time. More business for you, more fun for them.

Our financing program includes:

  • Above-ground
  • Custom gunite
  • Fiberglass
  • In-ground
  • Liner pools
  • Steel pools
  • Hot tubs

Solutions for helping you sell more

From placement to usage to add-ons like decks and patio furniture, your customers may not be thinking about all the necessities that will make their Pool & Spa purchase more enjoyable. Ensuring they have financing to cover these extras offers your customers greater flexibility and value. With our flexible financing solutions, we can help you sell more.

Contact us today to learn more about our solutions for your business.

800-234-3663, option 4, ext. 6094

[email protected]

Get your indecisive customers off the fence and make the most on every sale with attractive consumer financing options on a wide range of leisure products.

Our financing program includes:

  • Motorhomes
  • Travel trailers
  • Fifth-wheel trailers
  • Toy haulers with living quarters
  • Destination trailers
  • Boats
  • Motors/re-powers
  • Personal Watercraft (PWCs)

Close bigger deals, faster

Your customers may not have perfect credit, but that doesn’t have to hold them back from achieving their desired lifestyle. Unlike banks, we approve a range of credit profiles, from near prime to subprime, so you can turn more prospects into purchasers. Being able to break a big-ticket price into smaller chunks also takes away sales resistance and shows your customers just how convenient financing their dreams can be.

Contact us today to learn more about our solutions for your business.

877-366-8406, option 5, ext. 6015

[email protected]

Water Treatment icon.

Water
Treatment

A safe, reliable water treatment system is an important investment. Take the stress out of your customers’ purchase decisions and close more sales with our fast, friendly, and affordable financing programs for whole house softening, filtration, and drinking water treatment systems.

Consumer financing that helps you rise to the top

Sell your customers what they need. Financing to get the right product isn’t just a smart decision for your customers, it can deliver a real return on their investment. Show them how getting the water treatment system they need can help extend the life of their pipes and appliances, lower their energy bills, and improve their quality of life. You’ll earn more business and your customers will benefit from having the right water treatment system for their home.

Contact us today to learn more about our solutions for your business.

800-234-3663, option 4, ext. 6094

[email protected]

Home Improvement icon.

Home
Improvement

Our flexible financing options can put your customers’ home improvement projects in reach – so a renovation never has to wait.

Our financing program includes:

  • Windows
  • Doors
  • Siding
  • Roofing
  • Interior and exterior remodels
  • Decks and patios
  • Concrete driveways
  • Insulation
  • Landscaping
  • Garages
  • Portable buildings
  • Generators
  • Storm shelters
  • Septic systems
  • Bathroom remodels

Land bigger projects and build your business

As any contractor knows, keeping a home up to today’s standards is worthwhile, but it can be expensive. Making it easy for your customers to get financing for home improvements means they don’t have to choose between hiring you, delaying or prolonging a project, or spending on something that doesn’t provide the same return on their investment. When you work with Aqua to finance your customers’ dream renovations, you can complete the job from start to finish as soon as possible.

Contact us today to learn more about our solutions for your business.

800-234-3663, option 4, ext. 6094

[email protected]

HVAC icon.

HVAC

Replacing an HVAC system can be an urgent and unplanned expense for your customers. Put them at ease by offering them the equipment they need, with competitive financing terms.

Our financing program includes:

  • Air conditioners
  • Furnaces
  • Air filtration
  • Energy efficiency products

Simplify your sales process and power your growth

Help your customers upgrade their HVAC system to enhance the value of their home and produce energy savings for years to come. Our quick, easy, and affordable financing grows your bottom line and your value to your customers.

Contact us today to learn more about our solutions for your business.

800-234-3663, option 4, ext. 6094

[email protected]

Pool & Spa icon.

Pool & Spa

Show your customers just how convenient it is to work with you to finance a pool or hot tub. With our flexible financing solutions, your customers will be planning their next pool party in no time. More business for you, more fun for them.

Our financing program includes:

  • Above-ground
  • Custom gunite
  • Fiberglass
  • In-ground
  • Liner pools
  • Steel pools
  • Hot tubs

Solutions for helping you sell more

From placement to usage to add-ons like decks and patio furniture, your customers may not be thinking about all the necessities that will make their Pool & Spa purchase more enjoyable. Ensuring they have financing to cover these extras offers your customers greater flexibility and value. With our flexible financing solutions, we can help you sell more.

Contact us today to learn more about our solutions for your business.

800-234-3663, option 4, ext. 6094

[email protected]

Recreation icon.

Recreation

Get your indecisive customers off the fence and make the most on every sale with attractive consumer financing options on a wide range of leisure products.

Our financing program includes:

  • Motorhomes
  • Travel trailers
  • Fifth-wheel trailers
  • Toy haulers with living quarters
  • Destination trailers
  • Boats
  • Motors/re-powers
  • Personal Watercraft (PWCs)

Close bigger deals, faster

Your customers may not have perfect credit, but that doesn’t have to hold them back from achieving their desired lifestyle. Unlike banks, we approve a range of credit profiles, from near prime to subprime, so you can turn more prospects into purchasers. Being able to break a big-ticket price into smaller chunks also takes away sales resistance and shows your customers just how convenient financing their dreams can be.

Contact us today to learn more about our solutions for your business.

877-366-8406, option 5, ext. 6015

[email protected]

Benefit from our strength

0K+

Dealers, contractors, and retailers in our network

$0B

Total portfolio (as of January 31, 2022)

0K+

Active customers

0 secs

Or less average response time on customer decisions

How we finance

We offer dealers simple and attractive financing programs with the most flexible customer repayment term options and no prepayment penalties. Attract new business, close more sales, and build a loyal base of repeat customers.

Our financing programs

Installment contracts

Fixed payments and repayment terms make it easy for customers to plan, because they’ll know exactly how much they will pay over the life of the contract.

  • Water Treatment icon.
  • Home Improvement icon.
  • HVAC icon.
  • Pool & Spa icon.
  • Recreation icon.

Revolving lines of credit

Open lines of credit allow for low monthly payments for customers and recurring business through add-on sales. Does not apply to Recreation.

  • Water Treatment icon.
  • Home Improvement icon.
  • HVAC icon.
  • Pool & Spa icon.
A couple going over their finances together at home. A couple looking at paperwork while sitting with their laptop.

Consumer financing made easy

On average, we provide approvals for most credit profiles and automated credit decisions in 60 seconds or less. Or you can always call one of our trained credit analysts for a personalized decision for your customer over the phone.

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Checkmark icon.

3-step approval process

Checklist icon.

Complete the credit application with your customer and submit it to us through our Dealer Portal, or AppOne or Dealertrack as a Recreation dealer.

Visit our Dealer Portal

Let’s make a deal

Didn’t get the answer you were looking for? Give us a call. We’ll work to find a way to help you close the deal.

Bell icon.

We process the application and notify you of our decision. If approved, you’re ready to complete the documents with your customer by hand or electronically.

Let’s make a deal

Didn’t get the answer you were looking for? Give us a call. We’ll work to find a way to help you close the deal.

Checkmark icon.

Submit the signed documents to us. We’ll review them for accuracy and the completion of the sale.

It’s that simple.

Let’s make a deal

Didn’t get the answer you were looking for? Give us a call. We’ll work to find a way to help you close the deal.

Common questions

Applying is as easy as completing our Dealer Inquiry Form. An Aqua representative will be in contact with you to initiate the application process, generally within 2 business days. Note: Recreation dealers must also be signed up with AppOne or Dealertrack.

Enrolling with us is free and there are no monthly membership charges or volume minimums to meet.

No, we are an indirect lender and your customers cannot apply directly with us. We work directly with your dealership until funded. Then we purchase the finance contract from you and work with the borrower to collect monthly payments.

We fund through daily ACH direct deposit to your bank account when a job is complete.

For Recreation dealers, we fund once the original contracts have been received, reviewed, and approved. This usually occurs within 48 hours of receipt.

We provide training and sales support, including manuals, webinars, and visits from our knowledgeable staff who understand your business and can help you grow. Your success is our success.

For Recreation dealers, we encourage you to schedule a training session for your team today. Call us at 877-366-8406, option 5, ext. 6015.