Aqua Finance, Inc.

Providing financing to your customers can benefit your business in many ways. However, many home improvement, water treatment, marine, recreation and HVAC dealerships shy away from offering financing options as a way to steer clear of unnecessary risk.

At Aqua Finance, we know the need to make careful decisions to keep your business healthy. That's why we believe providing financing programs is actually the right way to go, as it can open up business opportunities and expand your customer base.

We take a unique approach to financing - one that gives way to more windows of opportunity and reduces your risk more than the average lender.

Broaden your customer base

We understand the important of making financing available to a wide variety of customers. Between our proprietary underwriting system and our thoughtful approach to approvals, we're able to offer financing to many more customers than the typical lender.

How does this help you? When you're able to extend a financing program to a customer who may otherwise be turned away by another lender, you're able to welcome in more business. This helps you to strengthen your trustworthiness with your customers and build good will.

We offer a variety of financing programs that benefit different customers in different ways, including:

• Installation loans (Closed-End).
• Revolving (Line of Credit).
• Interest-free loans.
• Deferred payments.

Reduce financing risk

When you think about financing programs, you may immediately think about risk. While it's important to keep your business protected against making negative lending decisions, we also recognize that too many barriers can slow down or prevent your company from experiencing profit growth.

Aqua actively works to reduce the risk you're susceptible to, not only by making strategic financing decisions, but also by taking on many of the complicated financing-related tasks for you. Our team of experts handles the legal compliance, billing and collections so you don't have to worry about missing a small but important detail, or dealing with the process of collecting customer payments. Because we know the ins and outs of legal compliance, you can rest assured everything is being conducted correctly. Plus, by not having these tasks on your to-do list, you can spend more time focusing on quality customer service and building your business.

Integrated tools make partnering with us easy

Through our unique online dealer portal, Orbit, paperless options allows you to submit applications and create paperwork right in the home from a computer, tablet or smartphone. We also utilize technology to ensure you get your funding quickly. Funding occurs daily via ACH for contracts with complete, accurate documentation and verification. With such a fast turnaround time, you'll never feel financially stressed about your programs.

Counter cost objections

It's not uncommon for dealerships to see the effects of sticker shock. When a family learns the cost of their kitchen renovation or the price of an RV purchase, it may make them want to run for the door. Major purchases like these will inevitably be somewhat expensive, but someone who has never pursued one of these investments before may not know what kind of pricing to expect.

Having financing options at the ready can help soothe sticker shock. Show them how affordable their dream home renovation, boat or renewed water filtration system can be when they take advantage of a financing program. You may find your sales team receives fewer cost objections once consumers learn that their $4,000 purchase can be broken down into affordable $80-a-month payments.

Are you ready to experience the benefits of working with Aqua Finance? Reach out today.